Rhoads Insurance

Protect What Matters Most with an Agent You Trust

Medical bills are the #1 cause of personal bankruptcy in the United States. If you die your family might lose their house or college savings. Retirement savings can evaporate in a bad financial year.

Where do you turn? We’re here to help. Set an appointment with us and learn how.

Why Not ACA Marketplace Plans?

You Can Qualify for Lower Rates

Not everyone gets a subsidy to make Obamacare affordable.

Many people don’t have pre-existing conditions.

And some do not need expensive prescription medicines.

Healthcare.gov is great, for certain people. Go with that if you know you will have high medical bills. For the rest of us however, the ACA Marketplace (Obamacare) is way too expensive.

Don’t go Uncovered.

You never know when a sickness or accident may occur. Short Term Medical (STM) plans can be a insurance solution for your coverage for up to a year at a time, offering financial protection after reaching a deductible.

Learn More about Short Term Medical

Deductible Too High?

Hospital and Doctor plans are health insurance plans that pay a set amount of cash when you receive specific covered medical services. Those fixed benefits are paid regardless of other insurance coverage and can help with out-of-pocket medical costs.

Learn More about Hospital and Doctor

Get Life Insurance.

Your family needs you and all that you do for them. But what happens if you’re no longer there? Life Insurance can replace your income when you die, or pay off final expenses. And it’s less expensive than most people think.

Learn More about Life Insurance

Why Work with An Insurance Agency?

Utilize An Insurance Expert At No Additional Cost

Work with an agent who knows your name.

Get clear guidance when selecting from the best plans.

Know who to call when something isn’t working.

We’re a small, one-person agency. And that’s good for you. With less than a thousand clients, Dan Rhoads can still remember the name of every single client. And they matter to him.

Add Dental & Vision

Avoid other unforseen expenses by adding dental plans to your health insurance. Receive regular cleanings at your dentist, and repairs when you need it. You can also add vision benefits that help you get prescription eyewear – glasses or contacts.

Learn More about Dental and Vision plans

Transition to Medicare

When you turn 65, you’ll transition to Medicare. We will be there to help you enroll in Parts A, B and D. Then we’ll complete your coverage with the most competitively-priced Medicare Supplement plan. Or provide you with Medicare Advantage alternatives.

Learn More about Medicare

Insurance Agency News

Prescriptions

Prescription Plans for Ages 18-64

New Prescription Product Prescription medications can be expensive. But until now, the Rhoads Insurance Agency has been unable to offer anything for individuals and families. Now we have a
Read More
Trends in Group Coverage

Trends in Group Coverage

Many people I speak with still hold employer-provided Group plans as the best kind of health insurance. Trends in group coverage actually suggest otherwise. This point of view is expressed in an
Read More
Obamacare is too expensive

Obamacare is Too Expensive

ACA premiums rising beyond reach of older, middle-class consumers Sixty-year-olds with a $50,000 income must pay at least one-fifth of what they earn for the least expensive premiums for health
Read More
Rhoads Insurance Agency: Imagine Us Working For You