Does the security of your retirement savings keep you up at night? Read on for 3 keys to a stress-free retirement.
Having your investments in a IRA or 401k may have made sense for you as you were growing your retirement fund. Now that you’re retiring, however, your priority is shifting towards protecting what you have.
Never Underestimate the Power of Zero
While yes, you can grow your money by investing it, you can also lose money. And now that you’re older, you don’t have an investment horizon that’s long enough to gain back the big losses that could come with a major economic recession. So for retirees looking for a stress-free retirement, the advice is simple. Take your money and reallocate it to a safe money place. When a recession hits us again, you’ll be guaranteed something that investors will wish they had, and that’s 0% minimum returns. When your neighbor looks 10% in a down year, you’ll be celebrating zero.
Participate in Market Gains
Many think that safety means sacrificing market growth. Wrong. There are a lot of financial products out there that are safe money places that do let you participate in market gains. It’s an excellent way to protect your assets and hedge against inflation, at the same time. Especially if you have an UNCAPPED strategy. That’s the path to a stress-free retirement.
Convert Your Savings to Retirement Income
You’ve saved your whole life, and want that stress-free retirement that I’m talking about. So convert your savings into a monthly payment to you that’s guaranteed for the rest of your lifetime. And the beauty of it is that you don’t even have to sacrifice either the Power of Zero or Market Gains.
If you want to read more, please call me at 484-509-1784, and I’ll send you a small book that will explain more. No obligation to buy.
Dan Rhoads is a licensed annuity broker and retirement planning advisor. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. This book is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement. You are encouraged to consult your personal tax advisor or attorney. Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a SEC Registered Investment Advisor.