New Annuity Crediting Trends — Fixed Index Annuities are constantly evolving. As we watch this industry change, we are also seeing it grow. Three out of the five newest indices being tracked at indexalyzer.com come with brand new annuity crediting methods.

INDEX: SG Columbia Adaptive Risk Allocation
NEW METHOD: Fusion
This method fuses together a Trigger method and a 5yr Point-To-Point method.

INDEX: SG Smart Passage
NEW METHOD: Sunrise
This method takes a new approach to Monthly Sum. It calculates the monthly gain and then omits the highest two months.

INDEX: Barclays Atlas 5
NEW METHOD: Boost
This method is a new spin on Spread. Instead of reducing the index return in a positive year by the declared rate, it increases it.

As you can see in the chart above, all three of these new methods are performing very well compared to one of the best performing S&P 500 options. These are important to us since retirement planning is an important part of our financial services.