Affordable Off-Marketplace Plans
Flexible Doctor Networks
First Dollar Benefits
Good Health Insurance can be Affordable
We have lots of plans available. They’re off-marketplace, private health insurance plans that are flexible and help you with medical bills the way you want.
Some plans have deductibles, coinsurance, and fixed term lengths.
Other plans have first dollar benefits, fixed benefits, and last until age 65.
You get to choose.
Why Not ACA Marketplace Plans?
You Can Qualify for Lower Rates
Not everyone gets a subsidy to make Obamacare affordable.
Many people don’t have pre-existing conditions.
And some do not need expensive prescription medicines.
Healthcare.gov is great, for certain people. Go with that if you know you will have high medical bills. For the rest of us however, the ACA Marketplace (Obamacare) is way too expensive as health insurance.
What about Pre-Existing Conditions?
Lock-in Coverage While Healthy
If you get sick and then leave your employer, you’ll be stuck with expensive options.
Pre-existing conditions can prevent you from renewing some insurance plans.
We have insurance options that are guaranteed, as long as you maintain them.
Group health insurance is great in that your employer contributes to the cost of it. But what if your health takes a downturn and you leave your job? You’d be forced to choose between COBRA and expensive ACA Marketplace plans for health insurance.
There’s another path. You can get private insurance that is guaranteed as long as you continue making monthly payments, regardless of what happens. Your rates would never change due to medical claims, only increasing slowly as you grow older.
Then, when you are about to turn 65, we can help you trasition to Medicare.
Do my doctors accept these plans?
Coverage That Works Nationwide
Find a plan that works with ANY licensed doctor or hospital.
Get additional savings by using the largest PPO in America.
Maybe you want to visit relatives or go on vacation across the country. You certainly won’t want to be limited by a health insurance plan whose network is only state-wide. All of the plans that our insurance agency is appointed to sell offer nation-wide networks. So wherever you are in the United States, you’ll have a list of doctors and hospitals that you can visit.
Our team is always available to help you find a doctor that your health insurance works with. Call us and ask for assistance!
In short, we’re dedicated to providing plans that are flexible and assistance that is accessible.