Medicare Supplement

 

Get clear guidance and support.

Compare Original Medicare and Medicare Advantage.

Add Medigap, a Drug Plan, Dental, Vision, Hearing, and Long-Term Care (as needed).

Shop all major insurance companies.

When should you talk to a Medicare agent?

Answer: 3 months before you turn 65, and again with your agent every year between October 15 and December 7.

RhoadsLife Medicare Choices

Privacy Policy

Medicare and You (Consumer Guide to Medicare)

Our Agency is licensed in: AZ, DE, FL, GA, IN, OH, OK, PA, RI, SC, TN, TX, VA, WV, & WI

Your Medicare Options

Does original Medicare cover everything?

MedSupp fills the gaps

 

We can summarize the strengths and weaknesses of your main options – and help you buy whichever you decide is in your best interests.

Generally however, we recommend sticking with Original Medicare and also purchasing MedSupp Plan G. It will cost a little bit more than Medicare Advantage that way, but your deductible will be much, much lower. These options will pay for themselves over time.

Original Medicare doesn’t cover life, dental, vision, or hearing benefits. We have solutions for these as well, since these are important for your quality of life as well.

For these needs, we can help you find the best plans for the following:

  • Dental to protect your smile, which now includes hearing benefits
  • Vision to provide access to affordable prescription eyewear
  • Life insurance, to provide your family a financial legacy
  • Travel insurance, to protect you during international vacations
  • Long-Term Care insurance, to provide quality living assistance

Will my Prescriptions be Covered?

Enroll in a Rx Drug Plan

You have to enroll in a Prescription Drug Plan (PDP)

Which plan you choose depends on which meds you take.

We’ll show you the PDP with the lowest yearly total cost.

Prescriptions can be expensive! That’s why the government created Part D, allowing private insurance companies to offer Prescription Drug Plans (PDPs). Each PDP has a list of medications that it provides at competitive rates, along with deductibles and coinsurances. Choosing the wrong PDP could mean that you would pay too much for a prescription, or be unable to get a refill at all.

Additionally, the government penalizes you if you don’t enroll in a Part D PDP during your Initial Enrollment Period. So it’s important to get this done whether you are currently taking medicine or not.

We will walk you through the process. You have our word.

Medicare Insurance and Prescription Drug Plans